Payment Method Policy

At Kamalabhawan , we aim to provide a secure, seamless, and reliable payment experience. This policy outlines all accepted payment methods and terms associated with transactions made through our website.

Accepted Payment Methods

Online Payments

• Credit Cards (Visa, MasterCard, Rupay, American Express)

• Debit Cards (All major Indian banks)

• Net Banking through supported banking partners

UPI & Digital Wallets

• UPI (Google Pay, PhonePe, Paytm, BHIM, etc.)

• Digital Wallets (Paytm Wallet, Amazon Pay, PhonePe Wallet, etc.)

Direct Bank Transfer

• NEFT, RTGS, IMPS

• Orders will be confirmed once payment is successfully received in our bank account.

Cash on Delivery

• Currently not available due to the perishable and premium nature of our products.
  (Modify this line if you support COD.)

Payment Security

All transactions are processed via trusted, PCI-DSS compliant payment gateways with encrypted data transmission.
We do not store or access any card or banking information on our servers.

Security measures include:

• SSL encryption

• Tokenized payment processing

• Compliance with industry-standard security protocols

Order Confirmation

Orders are processed only after successful payment authorization.
If the amount is deducted but the transaction fails, the refund will be auto-processed by your bank/payment provider within 5–7 business days.

Customers may contact support with payment reference details for assistance.

Failed or Pending Payments

If a transaction remains unsuccessful or pending, customers may:

• Retry using the same method

• Switch to an alternative payment method

• Contact customer support for resolution

Refunds and Chargebacks

Refunds for cancellations, unsuccessful orders, or payment errors will be issued only via the original mode of payment.

Customers are encouraged to contact customer support before initiating a chargeback, as bank disputes may delay refund timelines.

Policy Updates

This Payment Method Policy may be updated periodically. All changes will be reflected on this page, and continued use of the website constitutes acceptance of any revised terms.